South East Coastal Underwriters has an immediate position for a full-time Insurance Underwriter at our Hilton Head office located in South Carolina.
Job Summary
We are seeking a detail-oriented Insurance Underwriter to evaluate the risks of insuring individuals or businesses, review applications, analyze statistical data, and determine if a policy should be approved and at what premium and terms. The ideal candidate will collaborate with agents and other professionals, use specialized software, and make data-driven decisions to ensure profitability and compliance while minimizing risk for the insurance company.
Essential Duties and Responsibilities:
- Review insurance applications and related documents to evaluate risk.
- Analyze applicant data including financial status, medical history, and property details.
- Determine coverage amounts, premiums, and policy terms.
- Use underwriting software and guidelines to assess risk and make decisions.
- Collaborate with agents, brokers, and other stakeholders to gather additional information.
- Monitor existing policies for changes in risk and recommend adjustments.
- Stay updated on industry trends, regulations, and underwriting best practices.
- Ensure compliance with legal and regulatory requirements.
Minimum Qualifications and Experience
- Proven experience as an insurance underwriter or in a similar role.
- Strong analytical and decision-making skills.
- Proficiency in underwriting software and Microsoft Office Suite.
- Excellent communication and negotiation skills.
- Attention to detail and ability to manage multiple tasks.
Preferred Qualifications:
- Professional certifications (e.g., CPCU, ARM, AU).
- Experience in E&S property, casualty, flood etc.
- Familiarity with regulatory frameworks and compliance standards.
Work Location:
Work Type:
Full-time, M-F
Summary:
If you enjoy helping others and are a compassionate, customer-focused individual, then apply today! At Correll Insurance Group we pride ourselves on our insurance products and customer service, and inclusive work environment for our team.
NOTE: The information contained in this job description has been prepared to indicate the general nature of work performed by an employee within this classification. It is not designed to be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.
We are an equal opportunity employer and all qualified applicants will receive
consideration for employment without regard to race, color, religion, sex,
national origin, disability status, protected veteran status, or any other
characteristic protected by law.
Correll Insurance Group has been in the Carolinas since 1931.
The local agents of Correll Insurance Group offer individual and business insurance solutions. We develop client relationships to provide insurance packages, including homeowners and car insurance, flood and liability insurance, for both businesses and families.
We support local, independent agents who serve the towns they live in. Our agents have stood beside their neighbors in the Carolinas, Tennessee, Kentucky, Arkansas, and Mississippi for generations. Correll agents offer services backed by the resources of an established, national firm.
Correll Insurance Group, one of the largest independent insurance agencies in the Southeast. We are a Trusted Choice® independent agency that represents more than 200 insurance companies, allowing us to design the best product for most situations.